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Insurance Advice: WN Or Ihi Direct?

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Hello, First off, I apologize as my question is probably off-topic and not related to this site's theme of catering to travel in SEA. Actually, I am based in US and my parents will be visiting for a few weeks. Considering high medical costs in US, I want to buy travel insurance for them. I have been searching online for some time now about which is the best policy. Quite a few US based providers exist, but they seem questionable operations (getting policy is easy and cheap, but getting claims paid if something happens is next to impossible). I don't mind paying a little more, if I have the peace of mind that my folks are covered if something happens. Through LonelyPlanet, I landed on WorldNomads and IHI-Bupa sites. Searching reviews ...

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